No More Estate Fines Without Warning
For many South Africans living in estates or sectional title schemes (community schemes), fines have become part of everyday life. A penalty for speeding, a charge for parking, a debit on your levy statement for conduct you may not even have known was an issue. Most people pay these fines without question. The approach is, […]
Buying Off Plan? How to Protect Your Deposit from Developer Bankruptcy
Buying property off plan remains a popular entry point into the South African property market in 2026, driven by the exemption from transfer duty and the potential for capital appreciation during the build phase. However, as recent market shifts have shown, the risk of developer insolvency is an ever-present variable in these transactions. Understanding the […]
Evicting a Tenant vs an Unlawful Occupier: What Property Owners Must Know
South African landlords often make one critical mistake: treating every occupier who refuses to leave a property the same. The law clearly distinguishes between a tenant and an unlawful occupier, and confusing the two can derail the entire eviction process. The starting point is simple: does the person have lawful consent or a legal right […]
Should You Step Up? The Reality of Becoming a Trustee
For many property owners in South African sectional title schemes, the Annual General Meeting (AGM) is a routine formality. But when the call for nominations goes out, you might find yourself wondering: Should I become a trustee? It is an act of service that keeps a co-existing community functioning, yet it is far from a […]
Bonds Stood Out Again in 2025, But Will the Trend Hold in 2026?
South African fixed-income investors have enjoyed another exceptional year, with the local bond market extending the strong performance seen in 2024. For years, domestic bond returns came largely from income, but since last year, investors have also benefited from significant capital gains. Long-dated nominal bonds have led 2025’s rally, with 30-year yields over 1.8% lower […]
Downsizing for Retirement: Making the Move That Makes Sense
Less space. More freedom. As retirement approaches or the kids move out, many homeowners start to rethink their living space. Downsizing isn’t just about getting a smaller home—it’s about choosing a space that suits your new lifestyle. Whether you’re looking to simplify maintenance, cut costs, or enjoy a slower pace in a more comfortable setting, […]
A Step-by-Step Guide to Buying a House in South Africa
Purchasing a home is an exciting milestone, but without proper guidance, the process can be daunting. South Africa’s property market has unique legal and financial steps that buyers must follow. Whether you’re a first-time buyer or an experienced investor, this guide will walk you through each stage, from securing financing to transferring ownership, ensuring a […]
Township Property: An Untapped Market?
Much has been written about the residential property markets in South Africa’s iconic cities: Johannesburg, Cape Town, and Durban. But what of the largest townships in or adjacent to each of these cities: Soweto, Umlazi, and Khayelitsha? While the glossy brochures and media headlines often focus on city skylines and prime real estate, there’s a […]
The Rental Housing Tribunal: The Unsung Hero of South Africa’s Rental Market
Renting or leasing a home should be simple, but when it turns into a headache, the Rental Housing Tribunal (RHT) steps in to help. Established under the Rental Housing Act No. 50 of 1999, the tribunal provides a free, fair, and accessible way for landlords and tenants to resolve disputes, without the stress or cost […]
SARS’ ‘Toll Fee’ on the Road to Home Ownership
Of all the costs involved in purchasing a home, transfer duty is one of the largest. Buying a property in South Africa involves more than just the purchase price. One of the additional costs that many buyers need to budget for is transfer duty, a tax levied by SARS. Understanding how this tax works is […]